• Borrowing – Your Options Explained When you approach a lender to ask for a loan, you can expect a certain formula. Mortgages are a particular type of loan – they usually involve larger amounts, are spread over a longer period, and ar [Read Article] • Variable Rate Mortgages – Setting The Standard Here’s the first mortgage term you should learn – Standard Variable Rate, or SVR. This is the interest rate you will be paying on the total amount you are borrowing. It is usually expressed as a per [Read Article] • Open Source Goes Mainstream We lawyers have noticed a trend: in the early days, open source software was seen as renegade stuff, unsuitable for mainstream business. Increasingly, however, businesses are utilising open source t [Read Article] • Mortgage Lenders – Making The Right Choice Walk into any high street bank or building society and mention that you’re looking for a mortgage, and you’re likely to be bombarded with leaflets, if not hurried into a private office to meet their [Read Article] • How to Turbo-Charge your Business What would it be like if you could keep all your people happy, have a great working life and make more money? For most of us that sounds like an unobtainable dream. However, there are clear strategi [Read Article] • Effective Leadership for 21st Century Organisations Traditional leadership Traditional leadership styles from the 19th and 20th Centuries tended to involve strict hierarchies, superiority, winners and losers. To lead, people felt the need to prov [Read Article] • E-Privacy – Fact or Fiction? The Law Governing "Spyware" or "Malware" The EU E-Privacy Directive (2002/58/EC) is aimed at modernising existing law in the area of e-privacy. Its focus is on the dangers of so-called “spyware” [Read Article] • Bankruptcy and pay a Home Smooth bankruptcy is a stressful time in a person's life. Along with spread your debts and get a fresh start, you may chew over if you will be able to buy a home after a bankruptcy. The solve is yes [Read Article] • Potential Implications of Insolvency for Directors Here is a note of the issues that a director of an insolvent company or potentially insolvent company has to take into account. The relevant legislation is primarily contained in the Insolvency Act [Read Article] • Personal Accounts – Choosing Your Bank While many people are with their bank because they’re used to them or because it seems like an unwanted hassle to change accounts, there can be benefits to shopping around. And just because you keep [Read Article] • How To Use A Personal Loan There are as many uses of personal loans as there are people who borrow them and most lenders will be happy to allow you to borrow for whatever purposes you desire. However, there are a couple of ge [Read Article] • Will my Home be at Risk if I take out a Secured Loan? There are as many uses of personal loans as there are people who borrow them and most lenders will be happy to allow you to borrow for whatever purposes you desire. However, there are a couple of ge [Read Article] • Credit Cards and Minimum Payments – Living in Debt Many people love their credit cards. It’s a fact of life and the figures bare this up. If you look at the rate at which UK credit card debt is rising it is quite amazing. Millions are being spent al [Read Article] • Constant Access with Stock Trading Online In a world built on capital, we humans are forever vying for that next big money-maker. It seems that everybody forever desires more cash. Some strive for a senior education; others compete for that [Read Article] • Credit Card Common Mistakes - The Top Ten In no particular order, the following are viewed as being the top 10 common credit card mistakes: 1. Applying for a card and limit you cannot afford to repay Most people have bad debt manageme [Read Article] • What Are Supplemental Credit Cardholders? Have you ever been faced with the worry that your son or daughter is off to college and you want to give them access to emergency cash without having to give them the actual cash – which they’ll lik [Read Article] • Joining a government guaranteed loan program can solve a lot Not a lot people know what a government guaranteed loan program is. Basically, it means that the government provides a series of loans for the citizens of a certain country. The purpose of these loa [Read Article] • How will the HR 609 affect students? The single holder rule for student loan consolidation is under heated discussion these days in the American Congress. The larger context is provided by the passing of bill HR 609 through the two hou [Read Article] • What is student consolidation for? You may wonder what student consolidation or student loan consolidation are. Well, it’s simple: when a student wants to go to college he can get a loan from an organization to pay for his tuition. [Read Article] • What is student consolidation for You may wonder what student consolidation or student loan consolidation are. Well, it’s simple: when a student wants to go to college he can get a loan from an organization to pay for his tuition. [Read Article] • Government loan consolidation gives a helping hand Education at a higher level than usual is very expensive in the United States and Canada and, the only way for most students to make it through college, is by contracting student loans. Most student [Read Article] • Mortgage Rates One of the most common things that borrowers ask lenders is what their rates will be. The rates a lender has is very volatile, it is not always the same. So the lender will always have to wait via f [Read Article] • VantageScore Sheds New Light on Consumer Creditworthiness Have you heard of VantageScore? This is the new type of credit scoring assessment being put in place by the three major credit bureaus. Because so many complaints were coming in from consumers and [Read Article] • What Does a 'Universal Default Penalty' Clause Mean On My Credit Card? You apply for a credit card that has an advertised 10% APR. The card is approved and you spend money on it. Some months later you notice that the interest rate cannot possibly be 10% APR but is near [Read Article] • Credit Card FAQs - What If I'm Turned Down? So, you’ve filled out the application and are waiting for your brand new, shiny credit card to arrive in the mail. But when the letter finally arrives, you’re not greeted with a new credit card, but [Read Article] Page(s)  1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23  24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184

 

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